Bronwyn Williams is a futurist, economist, and business trends analyst with over a decade of experience in strategic foresight, economics, and trend research. A partner at Flux Trends and associate at Futurist.com, she advises governments and global organisations on fintech, alternative economic models, and sustainable futures. Bronwyn is a best-selling co-author, regular media commentator, and sought-after keynote speaker whose work explores how emerging technologies and macroeconomic forces are reshaping business, society, and the global economy